In my travels through the blogosphere, I came across a very interesting post about how one woman was able to put a halt to the foreclosure proceeding against her. It has beauty and elegance in its simplicity.

I, personally, advocate doing anything you can to stay current with your mortgage payments. I think that keeping your payments up is probably the easiest way to keep your house and keep your credit intact. Foreclosure should never be the first option. However, when push come to shove, this post on Sellsius, entitled How to Stop Your Foreclosure: Ask for the Note, is interesting reading.

Consult an attorney before you try this route.